Mr. Christoph Czettl was born in Graz, Austria on March 19th, 1981.

He finished primary and secondary school in his hometown, after which he enrolled in the Business College in Eisenstadt at the Department of International Business Relations and Economics. Participating in a student exchange program, he continued his education in San Francisco - California, and later on in Dublin - Ireland within the ERASMUS program.

In July, 2004, as a B.Sc. in International Business Relations and Economics he was appointed as the Assistant to the Management Board being responsible for the CEE market growth and the establishment and management of branch offices, Due Diligence and Take-Over procedures. His professionalism, commitment and results achieved in these areas brought him to Serbia. Two years after completing his Master's studies, during which he was engaged in international projects with the aim to take over insurance companies in Bucharest - Romania and Chisinau - Moldova, he came to Belgrade as a member of the Executive Board of the joint stock insurance company GRAWE, as well as the director of the company GRAWE nekretnine d.o.o. Only one year later, in 2008, he was promoted to the position of the President of the Executive Board, which is the position he still holds today.

In addition to management and international relations, presentations and communications, numerous areas which he has been specializing in through acquiring his work experience and receiving further training are sales management, controlling, investments, actuaries, reinsurance, communication with government agencies, human resources management and project management.

He is an active officer in the military service of the Austrian Armed Forces with the rank of Lieutenant and the role of the staff sergeant.

Today, he speaks Serbian fluently and lives in Belgrade with his wife and their three children. In addition to his hobbies, swimming and playing drums, both he and his wife are also involved in numerous charitable activities in their free time.